A Survey on Digital Payments Security: Recent Trends and Future Opportunities
|© 2021 by IJCTT Journal|
|Year of Publication : 2021|
|Authors : Neha Priya, Jawed Ahmed|
|DOI : 10.14445/22312803/IJCTT-V69I8P107|
How to Cite?
Neha Priya, Jawed Ahmed, "A Survey on Digital Payments Security: Recent Trends and Future Opportunities," International Journal of Computer Trends and Technology, vol. 69, no. 8, pp. 26-34, 2021. Crossref, https://doi.org/10.14445/22312803/IJCTT-V69I8P107
Digital payment technologies are growing very fast in the sector of e-commerce and mobile banking. This phenomenon has brought vast population to the cyber space for online payments. However, the users are often not aware of security aspects of online transactions. The banking regulations mandate technology led security interventions by intermediaries to protect customers from cyber fraud in digital payments ecosystem. Our literature survey shows the research trend in digital payments security for the past one decade. We use a literature classification framework for systematic literature review on the theme of this work. IS security can impact digital payments across three sectors- its growth motivation, growth challenges and growth assurance respectively. We discuss the recent trends to highlight the research gaps and potential security application areas. We review the literature across several prominent IT techniques used for digital payments security and suggest future opportunities.nd suggest future opportunities.
Cyber fraud, Digital payment, IS security, Mobile banking, Online payment, Systematic literature review.
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